It should be noted that a consumer can reduce their monthly payments by refinancing a current mortgage loan. However by refinancing the existing loan, the consumer's total finance charges may be higher over the life of the loan.
WHO WE ARE
Mortgage Dynamics is comprised of several loan experts with over 60 years of combined Mortgage and Real Estate experience. We provide a variety of loan products from loans for primary residences purchase, refinances, investment properties, Fix and Flip loans, commercial and construction loans.
We offer loans through USDA, some Down Payment Assistance Loan Programs, VA Loans, FHA Loans and Non QM Loans (Alternative Documentation loans)
Whatever your real estate Financial Needs, Mortgage Dynamics can handle it with very competitive interest rates.
When banks will tell you No, it’s a great chance we can offer you the yes you have been looking for.
Our CEO, Levy Barnes is a former Naval veteran of 3 years and served in Law Enforcement for over 16 years prior to working full time in the mortgage and real estate industry). He is a Licensed Real Estate Broker, a Mortgage Broker, and a Mortgage Banker.
Levy has originated over 12,000 loans in the last 16 years and he owes most of his business success to a large referral base from realtors, lender associates at large banks and repeat business.
Levy along with the loan originators who work for him believe in providing excellent customer service and providing the best loan program available to each client. This is the philosophy which has kept his business successful since 2004.
BROKER NMLS 1706470
CFL # 60DBO92378
Levy Q. Barnes
DRE License Broker 02052170
ABOUT OUR CEO
Mortgage Calculator provides an estimate of Principle and Interest only. It does not include any Taxes,
Insurance or a HOA Calculation.
Levy at Mortgage Dynamics helped me get my mortgage and even though he was working with many other customers at the time, I literally felt like I was his top priority and he felt like my exclusive resource. I was impressed with his determination to get the loan done and his persistence to fight through any obstacles we ran into along the way. I would highly recommend Levy to anyone that is looking for a loan because I know if he cannot get it done, then no one else can. Thanks!
Mortgage Dynamics was amazing from start to finish. Not only did they get me the best rate in the market but they worked around the clock to get the loan closed quickly. As a first time buyer, I had no idea what I was getting myself into, but Levy and Sharron took the time to walk me through the process step by step, answered all of my questions (some stupid and some good), and went above and beyond to get the deal done. I would highly recommend working with Mortgage Dynamics. Happy Holidays,
This year, my fiance Anthony and I purchased our first home together. We were worried about the financing and issues surrounding the purchase of the home such as, interest rates, down payments, types of loans, home inspections and our rights as home buyers. Mortgage Dynamics came to the rescue and made the entire buying process reassuring and flawless. They fought for our rights as home buyers every step of the way while working with a difficult seller and they found the best loan program that worked for our situation. I recommend Mortgage Dynamics to be your lender and or your real estate brokerage, they will be there for you to handle all of your real estate needs! Fairfield CA.
WHY MORTGAGE DYNAMICS?
LOANS IN 48 STATES
15+ YEARS IN BUSINESS
12000+ LOANS ORIGINATED
We can't wait to hear from you
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER, A LICENSED MORTGAGE BROKER OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR CAN FILE THE COMPLAINT THROUGH THE NMLS CONSUMBER ACCESS: https://www.nmlsconsumeraccess.org.
THEY CAN ALSO COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.